American First Financing
Credit will be issued by American First Finance
- Pay As You GO
- No Credit Needed*
- Approvals up to $5,000
- Low, Affordable Payments
- 90-Day or 180-Day Early Buyout Option*
*Subject to approval and standard underwriting criteria. Approval is possible without a credit score, but credit will be checked. A lease, lease-to-own or rent-to-own program, or rental-purchase agreement has a processing fee or initial rent payment due upon execution of the lease of $59 plus tax. The Total Cost of Ownership must be paid in order to obtain ownership. The lessee will not own the property until the total amount necessary to acquire ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. The total number of lease payments necessary to obtain ownership of the property ranges from 1 to 104 payments, depending on your agreement and payment frequency. The timing of scheduled payments may be weekly, bi-weekly, semi-monthly, or monthly depending on when you are paid. As an example, the Total Cost of Ownership for a couch that costs $1,000 could be $2,183.72, including the $1,000 cash price, plus applicable tax and fees. In this example, 52 full, timely payments of $40.86 plus sales tax per week over 12 months may be required for ownership. Late fees, NSF fees, and Liability Damage Waiver (LDW) fees may apply where permitted. Terms and conditions subject to change at any time without prior disclosure or notice.
